互联网对消费的影响机理研究：互联网正处于飞速的开展，互联网也在影响人们生活的各个方面。对于人们的消费情况和随着经济的开展和社会的进步，互联网也正处于开展阶段，到目前为止，中国的互联网已经推出了网络化的传统业务、第三方支付、P2P网络借贷、众筹、大数据和第三方效劳平台等六种模式。但是正在开展中的互联网没有到达完善的地步，它还在不断地开展和创新，尤其从是2023年开始，互联网的内容不断地得到创新和丰富，这些创新和丰富与人们的生活息息相关这，主要表现为：银行方面的网络借贷业务、第三方支付和P2P网络借贷。关键词：互联网；消费；金融Abstract：TheInternetisdevelopingrapidlyandtheInternetisaffectingeveryaspectofpeople'slife.Forpeople'sconsumptionsituationandwiththedevelopmentofeconomyandtheprogressofthesociety,theInternetalsoisinthestageofdevelopment,sofar,China'sInternethaslaunchedanetworkoftraditionalbusiness,thethirdpartypayment,P2Plending,theraise,bigdata,andthethirdpartyserviceplatformofsixkindsofpatterns.ButwasnotinthedevelopmentoftheInternettothepointofperfect,itisalsoinconstantdevelopmentandinnovation,especiallyfromthebeginningin2023,theInternetbeconstantlyinnovationandrichcontent,theinnovationandrichiscloselyrelatedtopeople'slivesthat,mainshowis:banklendingbusinessaspectsofthenetwork,thethirdpartypaymentandP2Plending.Keywords:Internet;Consumption;financial目录一、绪论..................................................1（一）研究背景......................................................1（二）研究意义......................................................1（三）研究现状......................................................1（四）相关理论分析..................................................2（五）主要内容......................................................2二、互联网对个人消费影响..................................3（一）第三方支付在个人消费的作用....................................3（二）互联网对个人消费行为的影响....................................5....................................................................5..............................................................
