我国中小企业信用担保体系问题研究——以温州中小企业资金链断裂事件为例:随着中国的经济体制的改革,我国的中小企业成为推进国民经济开展的主要力量,也变得越来越促进地区经济增长,是扩大就业的主要载体。本文主要从中小企业信用担保体系的相关理论根底、经济学解释出发,阐述了我国实行中小企业信用担保体系的必要性,然后分析了我国中小企业信用担保体系的现状,归纳出其中存在的问题,同时通过对温州地区的中小企业信用担保体系进行了研究,通过温州中小企业资金链断裂的现实情况,如何防范资金风险,维护资金平安成为社会关注的热点问题,文章以温州中小企业为分析对象,结合此地区的特殊情况分析资金链断裂的成因,及中小企业管理中存在的问题,并针对发现的问题提出相应的对策。并对中小企业信誉担保中出现的问题进行分析,进而得出建立健全我国中小企业信用担保体系的对策。关键字:中小型企业;信用担保;温州;资金链断裂Ofthesmallandmedium-sizedenterprisecreditguaranteesystemresearchWenzhousmallandmedium-sizedenterprisefunds-tochainruptureeventsforexampleAbstract:AsChina'seconomicsystemreform,themediumandsmallenterprisesinChinabepromotingthedevelopmentofnationaleconomyofmainpower,italsobecomesmoreandmoreeconomicgrowthinChina,isthemaincarrierofexpandingemployment.Thisarticlemainlyfromthesmallbusinesscreditguaranteesystemofrelevanttheoreticalbasis,explainofeconomics,thispaperexpoundstheourcountryexecutescreditguaranteesystem,thenecessityofsmallandmedium-sizedenterprisesinChinaandanalyzesthepresentsituationofcreditguaranteesystem,summarizedtheproblems,andatthesametimethroughinwenzhousmallandmedium-sizedenterpriseofcreditguaranteesystem,bywhichtheresearcherswenzhousmallandmedium-sizedenterprisecapitalchainrupturetherealityofthesituation,howtopreventcapitalrisk,maintainthesafetyoffund,hasbecomeahotsocialconcernproblems,thearticleanalyzedobjectsforwenzhousmallandmedium-sizedenterprises,combinedwiththeareaofthespecialconditionsanalysisthecausesofthecapitalchainrupture,andsmallandmedium-sizedenterprisetheproblemsexistinginthemanagement,andinthelightoftheproblemsfoundputforwardthecorrespondingcountermeasures.Andthesmallandmed...