Fintech2017allenovery.com/fintech“OffersexpertiseacrosstheTMTsector,andhandlesmandatesspanningmultiplejurisdictions.Providesfullcoverageofkeypracticeareas,includingregulatorycompliance,competition,litigation,M&A,outsourcingandfinancings.Notableactivityinemergingareassuchasfinancialtechnology,bigdataandcloudcomputing.”ChambersGlobal2015(TMT:Global-wide)“Theyareoneofthebestintermsofthequalityofthework.Theyareveryflexible,experiencedandknowledgeable,andareproactiveinputtingforwardsolutions.”ChambersEurope2017(Banking&Finance:Europe-wide)“RankedTier1forFinancialServicesRegulatory:Non-contentious”IFLR1000,UK,2017Fintech|20172©Allen&OveryLLP2017Marketparticipantsmaybeprovidersoftechnologicalsolutionswhichbringinnovationtotraditionalfinancialservicescompaniesortheymaybecompaniesdeliveringinnovativefinancialservicesofferingswhichdisrupttheexistingfinancialservicesmarket.WhatunitesFintechplayersisthepursuitofnewideasandbusinessmodelstobringdigitaltransformationtoallaspectsoftheheavilyregulatedfinancialservicesindustry.Today’sFintechmarkethasbeencharacterisedbyaperiodofsignificantgrowth.Howeveritisalsoacrowdedspaceinwhichparticipantsneedtohaveaclearcompetitiveedgetosurvive.Asthemarketmaturessurvivalorfailurecanincreasinglybeascribedtosuccessincertainkeyareas.Theseare:–Gettingregulatorycomplianceright;–Makingtherightpartnershipsattherighttimeontherightterms;and–Drivingadoptionbyensuringexcellentuserexperience.Withatrackrecordofprovidinghigh-qualityandinnovativelegaladvice,Allen&Overyisideallyplacedtoguidemarketparticipantsthroughallbusinessandlegalissuesinthisthrivingsector.Asarecognisedbankingpowerhousewehaveahugeknowledgebaseandextensiveexperienceofadvisingonfinancialservicesregulation.Inaddition,ourstrongconnectionswiththeleadingfinancialservicesauthoritiesmeanwecansupportourclientsinalltheirdealingswithlocalregulators.Wemarrythisregulatoryexpertisewithdeepandbroadexperienceinthetechnologysector.Wehaveadvisedonsomeofthecornerstoneprojectsinthebankingtechnology...