注册会计师-经济法第07讲破产保证人的责任、破产清算程序（五）债务人破产时保证人的责任1.连带保证人债权人可以选择：（1）直接要求连带责任保证人承担保证债务。（承担了责任的保证人可以申报债权，向债务人追偿）（2）先向进入破产程序的债务人追偿，然后再以未受偿的余额向保证人追偿（3）在债务人的破产程序中申报债权，同时起诉保证人要求承担担保责任。V.TheLiabilityofGuarantorWhiletheDebtorisBankrupt1.JointandseveralguarantorThecreditormaychooseto：（1）directlyrequesttothejointandseveralguarantortoassumetheliabilityofguaranty.Whereaguarantorhasfulfilledtheobligationofguaranty,thesamemayclaimforthecreditor’srightandrecoverfromthedebtor.（2）firstly,requestthedebtorenteringtheprocedureofbankruptcytopaythedebt,andthenasktheguarantortopaytheunpaidportion;（3）claimforcreditor’srightattheprocedureofbankruptcy,and,atthesametime,requesttheguarantortofulfilltheliabilityofguaranty.2.一般保证人债务人破产，一般保证人丧失先诉抗辩权，按连带保证《民法典》担保部分的司法解释（21新增）人民法院受理债务人破产案件，债权人可以在破产程序中申报债权，同时起诉请求担保人承担担保责任。①如果担保人清偿债权人的全部债权后，可以代替债权人在破产程序中受偿；在债权人的债权未获全部清偿前，担保人不得代替债权人在破产程序中受偿，但是有权就债权人通过破产分配和实现担保债权等方式获得清偿总额中超出债权的部分，在其承担担保责任的范围内请求债权人返还。2.GuarantorofCollectionWhereadebtorisdeclaredbankrupt,theguarantorofcollectionisnotjustifiedfordemureroffiledlawsuit,andshallassumetheliabilityforjointandseveralguaranty.RelatedjudicialconstructionisprovidedinrespectwiththepartofsecurityintheCivilCode.Whereapeople’scourthearabankruptcycase,thecreditorsmayclaimforcreditor’srightduringthebankruptcyprocedure,and,atthesametime,filealawsuittorequesttheguarantortofulfilltheliabilityforguaranty.①Whereaguarantorhaspaidoffallthedebtsowedbythedebtortothecreditors,thesamemaysubrogatethecreditorstorecoverfromthedebtorduringthebankruptcyprocedure.Wherethesaiddebtsarenotrepaidinfull,theguarantorshallnotmaysubrogatethecreditorstorecoverfr...
