2013年全国硕士研究生入学统一考试英语（二）试题SectionIUseofEnglishDirections:Readthefollowingtext.Choosethebestword(s)foreachnumberedblankandmark[A],[B],[C]or[D]onANSWERSHEET.(10points)Giventheadvantagesofelectronicmoney,youmightthinkthatwewouldmovequicklytothecashlesssocietyinwhichallpaymentsaremadeelectronically.___1___,atruecashlesssocietyisprobablynotaroundthecorner.Indeed,predictionshavebeen___2___fortwodecadesbuthavenotyetcometofruition.Forexample,BusinessWeekpredictedin1975thatelectronicmeansofpaymentwouldsoon“revolutionizethevery___3___ofmoneyitself,”onlyto___4___itselfseveralyearslater.Whyhasthemovementtoacashlesssocietybeenso___5___incoming?Althoughelectronicmeansofpaymentmaybemoreefficientthanapaymentssystembasedonpaper,severalfactorswork___6___thedisappearanceofthepapersystem.First,itisvery___7___tosetupthecomputer,cardreader,andtelecommunicationsnetworksnecessarytomakeelectronicmoneythe___8___formofpayment.Second,papercheckshavetheadvantagethatthey___9___receipts,somethingthatmanyconsumersareunwillingto___10___.Third,theuseofpaperchecksgivesconsumersseveraldaysof“float”—ittakesseveraldays___11___acheckiscashedandfundsare___12___fromtheissuer'saccount,whichmeansthatthewriterofthecheckcanearninterestonthefundsinthemeantime.___13___electronicpaymentsareimmediate,theyeliminatethefloatfortheconsumer.Fourth,electronicmeansofpaymentmay___14___securityandprivacyconcerns.Weoftenhearmediareportsthatanunauthorizedhackerhasbeenabletoaccessacomputerdatabaseandtoalterinformation___15___there.Thefactthatthisisnotan___16___occurrencemeansthatdishonestpersonsmightbeabletoaccessbankaccountsinelectronicpaymentssystemsand___17___fromsomeoneelse’saccounts.The___18___ofthistypeoffraudisnoeasytask,andanewfieldofcomputerscienceisdevelopingto___19___securityissues.Afurtherconcernisthattheuseofelectronicmeansofpaymentleavesanelectronic___20___thatcontainsalargeamountofpersonaldata.Thereareconcernsthatgovernment,employers,andmarketersmightbeabletoaccessthesedata,therebyv...
