2022年12月Dec.2022第46卷第6期Vol.46,No.6热带农业工热带农业工程TROPICALAGRICULTURALENCINEERING城乡居民基本养老保险实施现状调查及影响因素分析①刘晓月②姚永鹏③（甘肃农业大学甘肃兰州730070）摘要城乡居民养老基本保险制度的实施，填补了中国农村养老保险制度的空白，对于缓解农村养老问题起到了一定的作用，也存在一些问题。采取线上线下调查问卷并结合入户走访的方式，调查居民参保意愿和参保行为现状。调查结果显示，参保行为主要受城乡居民对基本养老保险制度的了解程度、参保缴费和待遇领取流程了解度、家庭的主要收入来源、家庭总收入等因素影响。最后提出进一步完善城乡居民基本养老保险制度、加强城乡居民基本养老保险政策的宣传、提高城乡居民基本养老保险的待遇水平等建议。关键词城乡居民基本养老保险；参保现状；影响因素中图分类号F842.0InvestigationandAnalysisofInfluencingFactorsofBasicEndowmentInsuranceCurrentSituationforUrbanandRuralResidentsLIUXiaoyueYAOYongpeng(GansuAgriculturalUniversity,Lanzhou,Gansu730070)AbstractTheimplementationofthebasicendowmentinsurancesystemofurbanandruralresidentsfillsthegapsinChina'sruralold-ageinsurancesystemandhaveplayedaroleforeasingtheruralpensionprob‐lems.Thisstudyuseshouseholdsurvey,onlineandofflinequestionnairesmethodstoinvestigatethecurrentsituationofresidents'intentionandbehaviorofinsuranceparticipation.Theresultsshowthattherateofjoininginsuranceinfluencedbyseveralfactors,suchastheunderstandingdegreeofurbanandruralresi‐dentswiththebasicendowmentinsurancesystem,theunderstandingdegreeoftheprocessofparticipatingandreceivingbenefits,themainsourceoffamilyincomeandthetotalfamilyincome.Thisstudysuggeststhatthegovernmentshouldimprovethebasicendowmentinsurancesystemforurbanandruralresidents,strengthenurbanandruralresidentsbasicendowmentinsurancepolicypropaganda,improvethelevelofur‐banandruralresidentsbasicendowmentinsurancetreatmenttofurtheroptimizethesystem.Keywordsbasicendowmentinsuranceforurbanandruralresidents;participationstatus;influencingfactors随着农村人口老龄化的日益加剧，“空心村”的不断增多，我国面临的养老问题日益严重。城乡居民基本养老保险的出现，为老人解...
