企业最佳还款方案选择贷款时间1/1/2012贷款金额贷款年限2企业可承受月还款额范围年利率：6.20%年利率：月份数每月偿还额月份数月利率110.542%220.542%330.542%440.542%550.542%660.542%14140.542%15150.542%16160.542%17170.542%18180.542%19190.542%20200.542%21210.542%22220.542%23230.542%24240.542%还款本息总额还款本息总额最高月还款额最高月还款额是否可以考虑该方案否是否可以考虑该方案方案评价月还款金额还款本金利息和最终结论￥2,000,000.00￥49,000.00方案1：等额本息方案2：等额本金￥88,821.57￥88,821.57￥88,821.57￥88,821.57￥88,821.57￥88,821.57￥88,821.57￥88,821.57￥88,821.57￥88,821.57￥88,821.57￥88,821.57￥88,821.57￥88,821.57￥88,821.57￥88,821.57￥88,821.57￥2,131,717.65￥88,821.57方案2比方案1每月多付5345元方案1比方案2总共多付7060元方案2更优择6.50%累计归还本息每月偿还额否方案2：等额本金￥0.00￥94,166.67￥94,166.67￥93,656.60￥187,823.26￥93,149.29￥280,972.55￥92,644.73￥373,617.29￥92,142.91￥465,760.19￥91,643.80￥1,185,160.84￥87,747.05￥1,272,907.88￥87,271.75￥1,360,179.63￥86,799.03￥1,446,978.66￥86,328.87￥1,533,307.52￥85,861.25￥1,619,168.77￥85,396.17￥1,704,564.94￥84,933.61￥1,789,498.55￥84,473.55￥1,873,972.10￥84,015.98￥1,957,988.08￥83,560.90￥2,041,548.98￥83,108.28￥2,124,657.26￥94,166.67
