长期借款分期等额还款模型借款金额500000年利率10%借款期限10每年还款期数1还款总期数10分期等额还款金额￥-81,372.70长期借款分期等额还款模型借款金额500000年利率10%借款期限10每年还款期数1还款总期数10分期等额还款金额不同借款额每期偿还金额500000-81372.7045000-7323.5448000-7811.78400000-65098.16￥-81,372.70￥-81,372.70长期借款分期等额还款模型借款金额500000年利率10%借款期限10每年还款期数1还款总期数10分期等额还款金额借款年利率还款总期数2345674%############-95380.95-83304.815%############-98508.73-86409.916%############-101681.31-89567.517%############-104897.90-92776.618%############-108157.69-96036.209%############-111459.89-99345.2610%############-114803.69###￥-81,372.70###数8910-74263.92-67246.50-61645.47-77360.91-70345.04-64752.29-80517.97-73511.12-67933.98-83733.88-76743.24-71188.75-87007.38-80039.85-74514.74-90337.19-83399.40-77910.04-93722.01-86820.27-81372.70长期借款分期等额还款模型借款金额50000年利率10%借款期限5每年还款期数1还款总期数5分期等额还款金额等额还款筹资决策分析表所得税率：33%贴现率：8%单位：期限等额还款金额偿还本金期初尚欠本金偿还利息避税额净现金流量113189.878189.8750000.005000.001650.0011539.87213189.879008.8641810.134181.011379.7311810.14313189.879909.7532801.263280.131082.4412107.43413189.8710900.7222891.522289.15755.4212434.45513189.8711990.7911990.791199.08395.7012794.18合计65949.3750000.00－15949.375263.2960686.08￥-13,189.87元现值10685.0710125.299611.279139.698707.5048268.83长期借款分期等额还款模型借款金额20000年利率8%借款期限4每年还款期数2还款总期数8分期等额还款金额等额还款筹资决策分析表所得税率：33%贴现率：8%单位：期限等额还款金额偿还本金期初尚欠本金偿还利息避税额净现金流量12970.562170.5620000.00800.00264.002706.5622970.562257.3817829.44713.18235.352735.2132970.562347.6715572.06622.88205.552765.0142970.562441.5813224.39528.98174.562795.9952970.562539.2410782.81431.31142.332828.22合计14852.7811756.43－3096.351021.7913830.99￥-2,970.56元现值2506.072345.002194.952055.141924.8411026.00
