GlobalResearch18February2021J.P.MorganPerspectivesDigitaltransformationandtheriseoffintech:Blockchain,bitcoinanddigitalfinance2021Seepage79foranalystcertificationandimportantdisclosures,includingnon-USanalystdisclosures.USFixedIncomeStrategyJoshuaYoungerACjoshua.d.younger@jpmorgan.comJ.P.MorganSecuritiesLLCCross-AssetFundamentalStrategyJohnNormandACjohn.normand@jpmorgan.comJ.P.MorganSecuritiesplcGlobalMarketsStrategyNikolaosPanigirtzoglouACnikolaos.panigirtzoglou@jpmorgan.comJ.P.MorganSecuritiesplcChairofGlobalResearchJoyceChangACjoyce.chang@jpmorgan.comJ.P.MorganSecuritiesLLCU.S.MidandSmallCapBanksStevenAlexopoulos,CFAACsteven.alexopoulos@jpmorgan.comJ.P.MorganSecuritiesLLCBanksandFinancialServicesKatherineLeiACkatherine.lei@jpmorgan.comJ.P.MorganSecurities(AsiaPacific)Limited/J.P.MorganBroking(HongKong)LimitedAsia-exBanksHarshWardhanModiACharsh.w.modi@jpmorgan.comJ.P.MorganSecuritiesSingaporePrivateLimited/J.P.MorganSecurities(AsiaPacific)Limited/J.P.MorganBroking(HongKong)LimitedLong-termStrategyJanLoeysACjan.loeys@jpmorgan.comJ.P.MorganSecuritiesLLCPayments,ProcessorsandITServicesTien-tsinHuang,CFAACtien-tsin.huang@jpmorgan.comJ.P.MorganSecuritiesLLCBanksRieNishiharaACrie.nishihara@jpmorgan.comJPMorganSecuritiesJapanCo.,Ltd.InternetAlexYaoACalex.yao@jpmorgan.comJ.P.MorganSecurities(AsiaPacific)Limited/J.P.MorganBroking(HongKong)LimitedStrategicResearchKimberlyHaranoACkimberly.l.harano@jpmorgan.comJ.P.MorganSecuritiesLLCJ.P.MorganPerspectivesDigitaltransformationandtheriseoffintech:Blockchain,Bitcoinanddigitalfinance20212GlobalResearchJ.P.MorganPerspectives18February2021JoyceChang(1-212)834-4203joyce.chang@jpmorgan.comJanLoeys(1-212)834-5874jan.loeys@jpmorgan.comKimberlyHarano(1-212)834-4956kimberly.l.harano@jpmorgan.comJ.P.Morgan’sApproachtoBlockchainJ.P.Morganisaleaderinblockchaintechnologyandhasbeenbuildinginnovativesolutionsforclientssince2015.Thisinnovationhasspannedfromprotocol-leveldevelopmenttonewpayment-specificnetworksandapplications.In2020,J.P.Morg...
