注册会计师-经济第1一、专业词汇第02讲合同的担保第三节合同的担保1Guarantycontract保证合同2Guarantor保证人3Guarantee被保证人4Justifieddemurrerforfiledlawsuit先诉抗辩权5Generalguaranty一般保证6Jointandseveralguaranty连带责任保证7Realrightsforsecurity担保物权8Mortgageright抵押权9Mortgagor抵押人10Mortgagee抵押权人考前精准押题微信：2977945028二、具体规则（一）保证合同保证合同可以是单独订立的书面合同，也可以是主债权债务合同中的保证条款。第三人单方以书面形式向债权人作出保证，债权人接收且未提出异议的，保证合同成立。I.GuarantyContractGuarantycontractcanbeacontractsignedindependentlyinwriting,orcomposedoftheguarantytermsandconditionsinaprincipalcontract.Whereathirdpartyunilaterallyprovidesguarantyinwritingtothecreditor,andthelatteracceptsitwithoutdissent,theguarantycontractisthusconcluded.（二）保证方式保证的方式包括一般保证和连带责任保证。当事人在保证合同中对保证方式没有约定或者约定不明确的，按照一般保证承担保证责任。当事人在保证合同中约定，债务人不能履行债务时，由保证人承担保证责任的，为一般保证。II.WayofGuarantyThewaysofguarantyincludeguarantyofcollectionandjointandseveralliabilityguaranty.Wherethewayofguarantyisnotornotclearlyspecifiedinthecontract,itshallberegardedasguarantyofcollection.Whereitisstipulatedintheguarantycontractthatthedebtorshallassumetheliabilityforguarantyincaseoffailuretoperformtheobligation,itshallberegardedasguarantyofcollection.一般保证的保证人在主合同纠纷未经审判或者仲裁，并就债务人财产依法强制执行仍不能履行债务前，有权拒绝向债权人承担保证责任，但是有下列情形之一的除外：（1）债务人下落不明，且无财产可供执行；（2）人民法院已经受理债务人破产案件；（3）债权人有证据证明债务人的财产不足以履行全部债务或者丧失履行债务能力；注册会计师-经济第2（4）保证人书面表示放弃本款规定的权利。Theguarantorofcollectibility,beforethattheprincipalcontractisbroughttolawsuitorarbitration,andthecreditorisunabletocollectfromtheprincipaldebtorafterlegalenforcement,isentitledtorejectthecreditortoassumetheliabilityforguaranty,exceptforanyofthefollowingcircumstance:（1）theprincip...
