interactivestudenteditionRogerLeRoyMiller,Ph.D.(tl)WeiYan/Masterfile,(tc)TimKiusalaas/Masterfile,(tr)JeanMiele/Corbis,(cl)BlendImagesPhotography/Veer,(cr)SteveCraft/Masterfile,(bl)G.Biss/Masterfile,(bc)YellowDogProductions/GettyImagesROGERLEROYMILLERgraduatedPhiBetaKappafromtheUniversityofCaliforniaatBerkeley,wherehealsowontheDepartmentPrizeinEconomics.HewasaWoodrowWilsonHonorFellow,NationalScienceFoundationFellow,andLillyHonorFellowattheUniversityofChicago,wherehereceivedhisPh.D.ineconomicsin1968.NowattheInstituteforUniversityStudiesinArlington,Texas,Dr.MillerhastaughtattheUniversityofWashington,theUniversityofMiami,ClemsonUniversity,andtheUniversityofTexas.HehasalsotaughtmethodologytoteachersofhighschooleconomicsfortheNationalCouncilonEconomicEducation.Amongthemorethan200bookshehaswrittenorco-authoredareworksoneconomics,statistics,law,consumerfinance,andgovernment.Dr.MilleralsohasoperatedseveralretailandInternetbusinessesandservedasaconsultanttogovernmentagencies,privatecorporations,andlawfirms.AbouttheAuthorContributorsBusinessWeekisthemostwidelyreadbusinesspublicationintheworldandistheonlyweeklybusinessnewspublicationinexistence.BusinessWeekprovidesincisiveandcomprehensiveinterpretationofeventsbyevaluatingthenewsanditsimplicationsfortheUnitedStates,regional,andworldeconomies.Standard&Poor’sisaleadingsourceofdata,news,andanalysesonregional,national,andglobaleconomicdevelopments.Standard&Poor’sinformationisusedbyindustrialfirms,financialinstitutions,andgovernmentagenciesforsettingpolicy,managingfinancialpositions,planningproduction,formulatingmarketingstrategies,andarangeofsimilaractivities.Standard&Poor’sdataservicesrepresentthesinglemostsophisticatedsourceofinformationfororganizationsthatneedtounderstandtheimpactofthepathofeconomicgrowthandofgovernmentfiscalandmonetarypoliciesontheiractivities.Copyright©2008byTheMcGraw-HillCompanies,Inc.Allrightsreserved.PrintedintheUnitedStatesofAmerica.ExceptaspermittedundertheUnitedStatesCopyrightAct,nopartofthispublic...